Honda of Hayward
24919 Mission Boulevard Hayward, CA 94544Sales: 877-312-2573
- Service: 877-312-2573
- Parts: 877-312-2573
Finance Center
Car Loans in the Hayward, CA
It can be tough to find a decent car loan, so Honda of Hayward is dedicated to finding you the best possible rates on a car loan in the Hayward area. We work with some of the nation's top lenders to offer you affordable monthly payments and the lowest interest rates available. We are a preferred source for great car loan rates on a new or used car in Hayward
Keep it simple - here's why you should come to Honda of Hayward for you next Hayward car loan.
- Our online car loan application takes only minutes to fill out and submit.
- We have a huge network of lenders to work with, allowing us to get you the best car loan rate your credit score allows.
- No embarrassing bad credit situations. We provide a hassle-free and confidential experience.
- Our no obligation application is free. Try it!
Browse our dealership's extensive inventory to find your next new Honda or used car. Pictures, prices and details are available for all of our new and used vehicles. Please contact us at 877-521-6767 if you have any additional questions.
Lease vs. BuyWhether you lease or buy a new car, you must know which fits your situation best. When you buy a car, you pay for the whole vehicle. You will usually make a down payment, pay the sales taxes in cash or roll these taxes into your auto loan and pay an interest rate. You usually will make your first payment a month after you sign your contract. This option is great if you like to keep your cars for a long period of time and have a need to put unlimited miles on the vehicle.
When you lease, you are paying only for what you use. You do not have to have money to put down, you typically only pay sales tax on your monthly payments, and are charged with a money factor that is similar to the interest rate on a loan. You make your first payment at the time you sign your contract.
Learn from our trained finance staff about financing your next vehicle.
We are ready to make your auto buying experience a stress free one. Our staff, online or onsite, is ready to help you!
Financing Navigation
Contact Information
- Honda of Hayward
-
24919 Mission Boulevard
Hayward, CA 94544 -
- sales Sales:
- 877-312-2573
- phone2 Service:
- 877-312-2573
- phone3 Parts:
- 877-312-2573
Finance FAQ
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Tip!
Loan payments contribute to the eventual ownership of a vehicle, while lease payments apply only to the short-term use of a car.
Tip!
Owning a lease vehicle is possible if purchased outright after the lease period ends.
A typical lease period runs between 24 and 48 months.
Tip!
Three important factors - adjusted capitalized cost, residual value and the money factor - determine the monthly rate of a lease.
Tip!
Closed-end leases set a fixed residual buy price at the beginning of the term, while open-end deals base the final buy price on a vehicle's actual market value at the end of a lease.
Tip!
Pay more money down initially to reduce monthly loan payments. Otherwise, a typical down payment ranges between 10 to 20 percent of the total cost.
Tip!
Many used vehicles require down payments of at least 20 percent and include interest rates between 9 to 10 percent.
Tip!
Lease agreements usually limit mileage from 12,000 to 15,000 miles annually. Beyond these figures, fees in the range of $0.10 to $0.25 per mile begin to accumulate.
If you plan on customizing your vehicle, you need to finance with a loan. Leased vehicles must be returned under factory specification.